Download a PDF of the “Eagle Owners Policy vs Standard ALTA Policy

COVERAGE
LIMITED(ALTA)STANDARD(EAGLE)
Someone else owns an interest in your titleXX
A document is not properly signedXX
Forgery, fraud, duress in the chain of titleXX
Defective recording of any documentXX
There are restrictive covenantsXX
There is a lien on your title because there is:X
a) a deed of trustXX
b) a judgment, tax, or special assessmentXX
c) a charge by a homeowners’ associationXX
Title is unmarketableXX
Mechanics lienX
Forced removal of a structure because it:X
a) extends on another property and/or easementX
b) violates a restriction in Schedule BX
c) violates an existing zoning law*X
Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinanceX
Unrecorded lien by a homeowners’ associationX
Unrecorded easementsX
Building permit violations*X
Restrictive covenant violationsX
Post-policy forgeryX
Post-policy encroachmentX
Post-policy damage from extraction of minerals or waterX
Lack of vehicular and pedestrian accessX
Map not consistent with legal descriptionX
Post-policy adverse possessionX
Post-policy prescriptive easementX
Covenant violation resulting in your title reverting to a previous ownerX
Violation of building setback regulationsX
Discriminatory covenantsX
OTHER BENEFITS:
Pays rent for substitute land or facilitiesX
Rights under unrecorded leasesX
Plain language statements of policy coverage and restrictionsX
Subdivision law violationX
Coverage for boundary wall or fence encroachment*X
Added ownership coverage leads to enhanced marketabilityX
Insurance coverage for a lifetimeX
Post-policy inflation coverage with automatic increase in value up to 150% over five yearsX
Post-policy Living Trust coverageX

*Deductible and maximum limits apply.

Coverage may vary based on an individual policy.

Explore More Resources

Title Insurance Rate Information

Helpful Resources

Title Insurance Rate Information

View Resource
Maryland Non-Resident Witholding Tax Information

Closing Costs

Maryland Non-Resident Witholding Tax Information

View Resource
DC Property Tax Information

Property Taxes

DC Property Tax Information

View Resource
How Closing Costs are Calculated: Step by Step Guide

Closing Costs

How Closing Costs are Calculated: Step by Step Guide

View Resource