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Comparison of Coverages / Limited ALTA versus Standard Eagle Owner's Title Policy Protection

 

 
COVERAGE ALTA EAGLE
Someone else owns an interest in your title X X
Improperly executed documents X X
Pre-policy forgery, fraud and duress X X
Defective recording of any document X X
Undisclosed restrictive covenants X X
A lien on your title because of a security deed, judgment, tax or special assessment, or a charge by a homeowners association X X
Unmarketable title X X
Mechanics' lien   X
Forced removal of structure which encroaches onto another property or an easment   X
Forced removal of structure which violates existing zoning law*   X
Forced removal of structure because of a violation of a
restriction in Schedule B
  X
Inability to use land for single-family dwelling because
of a violation of a zoning ordinance or restriction in Schedule B
  X
Pays rent for substitute land or facilities   X
Rights under unrecorded leases   X
Plain Language   X
Unrecorded easments   X
Building permit violations*   X
Compliance with Subdivision Map Act, if any*   X
Restrictive Covenant Violations   X
Map, if any, not consistent with legal description   X
Covenant violation resulting in reversion   X
Enhance Marketability   X
Violations of building setbacks   X
Discriminatory covenants   X
Actual vehicular and pedestrian access based on a legal right   X
Boundary walls and fence encroachment*   X
Post-policy forgery   X
Post policy encroachment   X
Post-policy damage from minerals and water extraction   X
Post-policy Living Trust coverage for a trustee   X
Post-policy Living Trust coverage for benificiary   X
Post-policy automatic increase in value   X
Post-policy adverse possesion   X
Post-policy cloud on title    
Post-policy prescriptive easement   X
 Insurance coverage forever   X

* Subject to maximum indemnity liability,

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